The business idea is to help people find the cheapest possible loan for them.
You can find private loans, car loans, and home loans.
It is also possible to get help with a loan if you have payment notes. However, if you have a debt balance with Kronofogden, you cannot get help with a private loan through lenders, but then it is your mortgage. However, in order to get a mortgage, you must already own a home that you can borrow more on or if you want to redeploy your mortgage.
It is completely free for you to use lenders’ services. The loan will therefore not cost anything more than if you apply directly from any lender.
The loans that are brokered
Lenders has contact with several lenders and thus they can help you looking for a private loan of up to SEK 350,000. The maturity of these loans is between 1 – 12 years.
Mortgages can be received with up to 85% in mortgage loans. Car loans can be obtained from SEK 10,000 – 400,000, but a cash contribution of at least 20% is required. You can buy a new or used car.
The interest rate you receive is individual as it depends entirely on the lender you lend money to in the end. Your own finances will also affect what the interest rate will be.
What does it take to get a loan?
If you are looking for a private loan, you must be at least 18 years old, written here in Sweden and have a permanent home in Sweden. If you have payment notes, this need not be an obstacle to borrowing if the economy is otherwise good. However, if there is a debt balance at Kronofogden, you may not borrow money.
If it is a mortgage you are looking for, you must have a purchase agreement ready. This serves as proof that you are buying a home. 85% is the value that the home can guarantee as a mortgage loan. The minimum loan amount is SEK 50,000. An assessment is made of your finances when you apply for a loan, which makes it possible to borrow money even if you have payment notes.
Lenders offers the following types of services:
- Mediation of private loans up to SEK 350,000.
- Brokerage of car loans between SEK 10,000 and 400,000.
- Mortgage lending with a maximum of 85% in mortgage loans.
Direct link and phone number to lenders
Below you will find a link that goes directly to the lenders website. There you can find exact information about exactly this lender’s various services. If you want to borrow money, this is also the way to go.